WellCare SickCare

National Healthcare Idea

The current health care crisis (ACA) is in the process of being “solved” (yeah, right). I have scant knowledge of the proposed plan to fix the problem. However, talking this morning we discussed a possible alternative system which might be palatable to a fairly large percentage of participants (people, insurance, drug, government).

Split health care into two parts:

WellCare and SickCare

WellCare will be government sponsored and available without question to ALL US citizens.

SickCare will be insurance controlled and available only to those under premium/deductible payment systems.

WellCare will provide checkups, immunizations, mammograms, health screening, cancer screening, nutrition counselling, influenza shots, treatment and medication for temporary ailments. Essentially all care which keeps you healthy and/or get you back to health within a month’s time. Productivity of a society is the key here. Keeping society healthy should be the governement’s only health related goal. Beyond that is the responsibility of the individual.

SickCare takes over where WellCare leaves off – and is NOT free. Severe and/or lasting injury, long term ailments, chronic diseases should all be covered under SickCare. Society as a whole should not be held responsible for an individual’s genetic, accidental or situational conditions. Individuals must plan for extending health beyond society’s capacity for general populace care.

Where to place the dividing line between the two care systems is the critical question. If it keeps you healthy or returns you to health within one month then it is WellCare. Otherwise it is SickCare.

This is no doubt simplistic. But the core concept of two systems is sound.

Society has a responsibility – to a point – of taking care of its own. This is good economic sense. Care beyond this point however, is bad economic sense. And if a society cannot be economically viable then it will die.

Torte reform must also be part of the overall solution — got to get those lawyers out of the mix — suing doctors for profit.

Also reference:
https://anonymole.wordpress.com/2017/01/07/when-open-markets-make-sense/
https://anonymole.wordpress.com/2016/10/20/misery-profit/

 

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